IFISA

Savings? What savings? One in four adults has no savings. Zero. Zilch. Nada.

Got a spare room? Fancy some company? Taking in a lodger gives you the chance to earn some tax-free cash to kick-start your savings.

Big tech changes are coming and your coins and bank notes are going to look seriously dated.

Now’s your chance to use this year’s tax-free ISA allowance - but don’t assume cash savings is the only place for your money…