easyMoney.com

easyMoney research shows that Edinburgh and Cheshire are the only hotspots for high earning individuals, outside of the South East.

easyMoney research shows that 17 of the top 20 UK locations with the highest proportion of pensioners are seaside towns

Our research shows the total amount of money earning absolutely no interest grew from £163bn in 2018 to a staggering £173bn in 2019. That’s a ninefold increase from £18.5bn in 2009 when the near-zero rates era began.

According to our research and calculations, the gender pay gap for people earning over £100k won’t close for another 48 years. In spite of on-going media attention, no progress has been made in closing the gap since last year.

Research we’ve undertaken shows that UK expat pensioners living in EU countries have dropped to their lowest levels in five years. It seems that some pensioners have decided to move back to Britain, fearing that they won’t have the right to live in EU countries, or may be faced with high fees for healthcare following Brexit.

Investment success often comes down to timing but timing the market is pretty tricky. Even professional fund managers don’t always get it right – so what hope is there for individual investors?

Junior ISAs sound like a great idea, in theory. Parents can save up to £4,260 a year for each child. The money can be left in cash or invested in the stock market, with the returns added to the account tax-free.

But Junior ISAs, which were introduced in 2011, have one major flaw: The money passes to control of the child when they reach the age of 18.

Banks could be forced to set a minimum interest rate on savings accounts under proposals from the Financial Conduct Authority (FCA).

The FCA – which regulates banks and other financial institutions – is concerned that customers who have stayed with the same banks and building societies for many years earn poor returns on their savings compared to people who have opened accounts more recently.

Becoming an Instagram star is the go-to career choice for hipsters keen to share photos of food, fashion and travel.

Saving and investing isn’t just about earning interest or making money – having an easily accessible cash lump sum can help you cope with a whole multitude of unexpected events.