easyMoney.com

Investment success often comes down to timing but timing the market is pretty tricky. Even professional fund managers don’t always get it right – so what hope is there for individual investors?

Junior ISAs sound like a great idea, in theory. Parents can save up to £4,260 a year for each child. The money can be left in cash or invested in the stock market, with the returns added to the account tax-free.

But Junior ISAs, which were introduced in 2011, have one major flaw: The money passes to control of the child when they reach the age of 18.

Banks could be forced to set a minimum interest rate on savings accounts under proposals from the Financial Conduct Authority (FCA).

The FCA – which regulates banks and other financial institutions – is concerned that customers who have stayed with the same banks and building societies for many years earn poor returns on their savings compared to people who have opened accounts more recently.

Becoming an Instagram star is the go-to career choice for hipsters keen to share photos of food, fashion and travel.

Saving and investing isn’t just about earning interest or making money – having an easily accessible cash lump sum can help you cope with a whole multitude of unexpected events.

Savings? What savings? One in four adults has no savings. Zero. Zilch. Nada.

Got a spare room? Fancy some company? Taking in a lodger gives you the chance to earn some tax-free cash to kick-start your savings.

Lots of people talk about “making a budget” as a starter point to getting on top of your finances. But what does that actually mean?

Big tech changes are coming and your coins and bank notes are going to look seriously dated.

Ever fancied yourself as lord or lady of a castle? Let’s face it, homeownership is increasingly difficult to manage so buying a place with turrets might seem even more out of reach.