easyMoney.com

Peer-to-peer (P2P) lending (also sometimes known as ‘social lending’, ‘marketplace lending’ or ‘crowdlending’) allows people to obtain loans directly from another individual: expensive established, traditional financial institutions stop being the middle man. 

As we hurtle towards a deadline at the end of April for making decisions about where to put your ISA ‘allowance’, people are starting to review their options.

easyMoney research shows that Edinburgh and Cheshire are the only hotspots for high earning individuals, outside of the South East.

easyMoney research shows that 17 of the top 20 UK locations with the highest proportion of pensioners are seaside towns

Our research shows the total amount of money earning absolutely no interest grew from £163bn in 2018 to a staggering £173bn in 2019. That’s a ninefold increase from £18.5bn in 2009 when the near-zero rates era began.

According to our research and calculations, the gender pay gap for people earning over £100k won’t close for another 48 years. In spite of on-going media attention, no progress has been made in closing the gap since last year.

Research we’ve undertaken shows that UK expat pensioners living in EU countries have dropped to their lowest levels in five years. It seems that some pensioners have decided to move back to Britain, fearing that they won’t have the right to live in EU countries, or may be faced with high fees for healthcare following Brexit.

Investment success often comes down to timing but timing the market is pretty tricky. Even professional fund managers don’t always get it right – so what hope is there for individual investors?

Junior ISAs sound like a great idea, in theory. Parents can save up to £4,260 a year for each child. The money can be left in cash or invested in the stock market, with the returns added to the account tax-free.

But Junior ISAs, which were introduced in 2011, have one major flaw: The money passes to control of the child when they reach the age of 18.