Using IFISAs to Fund Private School Fees: A Comprehensive 2025 Guide
Planning for private school fees can be daunting. With average fees per term exceeding five figures and rising about 4–5% each year (see Atticus Financial Planning), many parents are seeking smart ways to grow their savings.
One tool gaining attention is the Innovative Finance ISA (IFISA) - a tax-free investment account that allows you to invest in peer-to-peer loans and other alternative fixed-income arrangements.
This expanded guide examines how IFISAs compare to traditional savings options like Cash ISAs and Stocks & Shares ISAs, explores broader investment strategies for education costs, and analyzes the risks of IFISAs with tips to manage them.