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IFISA

Innovative Finance ISA

Innovative Finance ISA Provider

Shelter up to £20,000 and enjoy your returns tax-free with our innovative finance isa.*

Tax-free Classic

Min. £100

3.67%

target rate p.a.

  • Interest paid monthly
  • Ask to withdraw any time**
  • Backed by UK property
  • Investor support hotline
  • Transfer in an existing ISA
Tax-free Premium

Min. £10,000

5.12%

target rate p.a.

  • Interest paid monthly
  • Ask to withdraw any time**
  • Backed by UK property
  • Investor support hotline
  • Transfer in an existing ISA

NEW

Tax-free Premium Plus

Min. £20,000

6.06%

target rate p.a.

  • Interest paid monthly
  • Ask to withdraw any time**
  • Backed by UK property
  • Investor support hotline
  • Transfer in an existing ISA
Tax-free High Net Worth

Min. £100,000

7.01%

target rate p.a.

  • Interest paid monthly
  • Ask to withdraw any time**
  • Backed by UK property
  • Investor support hotline
  • Transfer in an existing ISA

* Tax treatment is dependent on individual circumstances and subject to change. Your capital is at risk and you may get back less than you put in. Innovative Finance ISAs are not covered by the Financial Services Compensation Scheme (FSCS).
** Instant access not guaranteed.

How do I open an ISA account?

    You can open an ISA by signing up for an investment account in minutes.

    You will be given the option during registration to open an Innovative Finance ISA where you can invest up to £20,000 tax-free each financial year, or you can transfer all or part of your existing ISA portfolio to easyMoney.

    Click or tap here to open an ISA today.

How do I pay into an ISA?

    Once you have opened an investment account, log in and click ‘Invest now’ to pay into your ISA or IFISA account. Remember, the IFISA is your tax-free account so make sure you select the right one.

    You have the option to pay into your ISA via bank transfer (using your online or telephone banking, or in branch).

How do I transfer an ISA to you?

  • You can transfer any existing IFISA, Cash ISA or a Stocks and Shares ISA to easyMoney in a few simple steps. To begin the transfer of your ISA first log in to your dashboard and visit ‘My Account’ then go to ‘Transfer an ISA’.
  • Download the ISA transfer form for your existing ISA type
  • Fill out the form and upload it to us in the ‘Transfer an ISA’ section of ‘My Account’
  • We‘ll take care of the rest and let you know when your ISA transfer is complete.

When does my ISA interest get paid to me?

    Your ISA Interest is calculated daily and paid into your easyMoney account on the 15th of each month.

    You can choose to have this automatically re-invested into new loans or paid to the bank account you used to fund your account.

How easy is it to get my money back?

    At easyMoney, withdrawing from an ISA is straightforward because our IFISA is a flexible ISA. This means that you are able to take money out of your ISA without the money losing its tax-free status, as long as you repay the funds back into your account before the end of the tax year.

    In order to withdraw you must first sell your loans from the ‘My Portfolio’ section of your account as you can only withdraw cash.

    Your loans must be performing and not within 1 month of repayment to sell. As your ability to sell depends on new investors being willing to buy the loans instant access is not guaranteed.

Need more information?

Read our FAQs
What is an IFISA

FREE ACCOUNT REGISTRATION

Create an account: it only takes 30 seconds

Your details are 100% secure

Person IconYou will need your National Insurance Number.

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Check IconIf transferring, you will need to confirm your existing ISA manager's details.

Register for free Please read our risk assessment guide

We pride ourselves on our
friendly and efficient customer service

CALL US AT ANY TIME
Phone icon+44 (0) 203 858 7269

EMAIL ONE OF OUR INVESTMENT AGENTS
contactus@easymoney.com

Launch the help pages to read more about investing, risks and how we manage them