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As we cross the mid-year point of 2026, the UK financial landscape continues to evolve. Investors are navigating the changing ISA regulations, interest rate chatter, and a growing desire for portfolio predictability.

At easyMoney, we believe the best way to understand where the market is going is to look at what investors are actually doing with their hard-earned capital.

Rather than relying on sentiment surveys or theoretical market forecasts, we have analysed our internal platform data for the first half of 2026. The results paint a fascinating picture of modern UK wealth management. 

£642m+  lent to date across the UK

0 investors who have ever made a loss

12 hrs average time to sell loans since inception

easyMoney is the UK's largest peer-to-peer lender. That is a fact — measurable, verifiable, and grounded in the numbers. But the more interesting story is not the destination. It is the set of principles that got us here, and why those same principles point clearly towards what comes next.

e-Money Capital Limited has joined the Bridging & Development Lenders Association (BDLA) as a Lender Member.

After winning the Alternative Credit Investor award for IFISA provider of the year 2024, easyMoney has achieved another milestone - surpassing £500m in total written loans. 

The platform reached this milestone while maintaining its zero capital loss record to investors. To date, easyMoney’s investors have earned more than £50m in interest payments, with monthly interest payments amounting to approximately £1.5m per month.

By the end of the year, the P2P investment platform expects to have paid more than £60m in interest to its investor community.

We are proud to announce that easyMoney has once again been named IFISA Provider of the Year at the prestigious Alternative Credit Awards 2024, hosted by Alternative Credit Investor. This marks our second consecutive win, following our triumph in 2023, and reinforces our position as a leader in the Innovative Finance ISA (IFISA) market.

easyMoney’s investors have earned more than £30m in interest payments since the platform launched in 2018

https://alternativecreditinvestor.com/2024/03/15/easymoney-investors-earn-more-than-30m/

“Our investors at easyMoney have the option to compound their interest. We keep it simple for our investors, their interest is paid into their easyMoney wallet on the 15th of each month, and they have two options. Reinvest that interest (compound interest) or withdraw at no cost. We do our best for our investors and want to see them maximise their returns, so we don’t take any fees from our investors.”

Back In September Alternative Credit Investor posted an article on another milestone achieved by easyMoney.. £1m a month being paid to investors in interest...

https://alternativecreditinvestor.com/2023/09/20/easymoney-pays-1m-per-month-to-investors/

“We’ve already enjoyed strong and consistent growth since launch and so the latest rule changes will only help to boost this momentum going forward.”

Our CEO Jason Ferrando sat down with editor Kathryn Gaw from Alternative Credit Investor and spoke all things relating to IFISA's. 

“Of course, we’re unapologetically biased when it comes to our IFISA offering but there’s good reason for this. We have an experienced team and as a result of great underwriting, we offer a low LTV across the book..."

Check out the full article here: https://alternativecreditinvestor.com/2024/02/05/opening-the-ifisa-floodgates/

Our CEO, Jason Ferrando spoke with P2P Finance News about another milestone achieved.

"easyMoney has achieved its target of paying £1million per month to investors"

Jason said " We're incredibly proud to have hit our initial target milestone of £1million paid per month to our investors" 

To read the full article "click here"

A recent interview between our CEO Jason Ferrando and P2P Finance News.

easyMoney are proud to be able to boast that since inception we have maintained a liquid secondary market, "Under 24 hours" to sell loans and have funds returned to our clients investment wallets. 

A recent Trustpilot - "Good all round service, easy to set up account. Good rates of interest and when I needed to withdraw money the process was quick and easy"

To read the full interview 'click here'