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Get a target rate from 5.53% to 10% with an Innovative Finance ISA or Regular account

  • Invest in peer to peer loans backed by UK property - from one of Europe's best-known brands
  • No investor has ever made a loss
  • Ask to withdraw at any time - average over past 12 months: under one day
  • Interest paid monthly
  • Choose Regular Account or Innovative Finance ISA with Tax Free Interest
Get Started Transfer your ISA

phone or call us anytime 0203 858 7269

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No FSCS. Past performance does not guarantee future results. Tax treatment depends on individual circumstances and may be subject to change. Find out more.

Choose your investment amount

As your investment level increases you automatically move to a higher target rate.
You can ask to withdraw anytime - average under 24 hours, but please note instant access not guaranteed.

£100+ (Premium)



  • Interest paid monthly
  • Ask to withdraw any time
  • Backed by UK property
  • Track your investment 24/7

£100,000+ (High Net Worth)



  • Interest paid monthly
  • Ask to withdraw any time
  • Backed by UK property
  • Track your investment 24/7

We assess each of our peer to peer loans individually and the Target Rate shown is the average across the range of interest rates on our loans.
As a property peer to peer lending company, we lend on carefully vetted property loans across different risk bands.
Read more about the Target Rate on our Help Pages.
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Professional Investor



  • Min. £1,000,000 investment
  • Bespoke investment service
  • Assess each deal individually
CALL US 0203 858 7269
  • We build you a portfolio of P2P loans vetted by our credit committee and backed by UK property
  • Borrowers are property professionals needing fast, flexible loans between 3-24 months
  • All valuations undertaken by Royal Institution of Chartered Surveyors (RICS) valuers
  • No fixed term. Ask to withdraw anytime through our peer to peer lending platform - average under 24 hours. Instant access not guaranteed
  • Option to transfer in existing ISA's
  • Get monthly interest paid directly to your bank account or re-invest automatically

But don’t just take our word for it

“easyMoney gives me reliable monthly returns backed by UK property”

H G, Chartered Accountant

See what our investors say

See what our borrowers say

Where is your money invested?

We focus on quality rather than quantity of our peer to peer investment loans to help protect your money. Your funds are gradually diversified across bridge and development loans to property professionals.

Development Loan

Essex | 12 Month Term | LTGDV: 40.8%

Development Loan

Essex | 12 Month Term | LTGDV: 41.4%

Bridge Loan

London | 12 Month Term | LTV: 68%

Development Loan

Essex | 12 Month Term | LTGDV: 65%

Bridge Loan

Kent | 12 Month Term | LTV: 55%

As a conservative peer to peer lending platform we only make offers with a maximum of 75% loan-to-value on bridge loans and 70% loan-to-gross-development-value on development loans.

Investments are backed by legal charges on UK property to help protect your money but remember, a charge does not guarantee loan repayments.

You can learn more about how we assess each of our loans by reading our Help Pages.

Treating clients fairly is always our number one priority

We take legal charges

All our projects have first or second charges. We do not offer a provision fund.

We want to protect your money

Should easyMoney ever become insolvent we have arrangements in place to ensure the continued administration of each loan to help protect your money.

As seen in:

  • MoneySuperMarket
  • Sky TV
  • Daily Mail
  • The Times
  • Guardian
As seen in MoneySupermarket, Sky, The Times, The Guardian

easyMoney Plus Loyalty Card

We value long-term relationships

Invest £1,000 or more for 6 months and get valuable easyMoney plus membership for FREE

We aim to deliver a service that customers will want to stick with for years to come. We offer a loyalty programme for our long-term investors, because the best relationships are the ones that last.

easyMoney plus card
  • Savings of up to £1,000 a year with exclusive benefits and cash back
  • Amazing discounts at over a thousand of the UK’s leading retailers
  • Easy to use in-store or online

Receive savings up to 55% at over 1,000 of Britain's biggest retailers.

John Lewis Marks and Spencer Apple Odeon Currys

easyMoney plus is a fantastic extra benefit… my partner and I have saved over £400 in only 6 months of using the card” NT, Chelsea


  • Available to both regular and tax-free Innovative Finance ISA investors
  • Earn tax-free interest and invest all or part of your ISA allowance (£20,000). Tax treatment depends on individual circumstances and may be subject to change.
  • Option to transfer in existing ISAs

Tax treatment dependent on individual circumstances and subject to change.
Please read our Risk Assessment.


Sign-up and start your Regular or IFISA account

Accessing your funds

Average time to sell loans on the secondary market



Over the past year

Time taken from requesting to sell loans to receiving all funds back in “Available Balance” over the past year. Calculated for performing loans not within 1 month of repayment.
Past performance does not guarantee future results. Instant access not guaranteed.

View all our statistics

Are you a property borrower?

Get a fast and flexible bridging loan or development finance

Apply for a loan
  • We pride ourselves on flexibility and speed.
  • With fast underwriting we can go from application to completion within three working days.
  • We lend on property (land and buildings of any type) secured on a first charge basis.
  • We have no fixed requirements and look at each case on its own merits, assessing borrowers needs individually.
  • We deal with both brokers and borrowers and are available after hours on our private mobile telephones.
  • We respond to all on-line applications the same day, and will aim to prepare an offer within 24 hours.

We pride ourselves on our
friendly and efficient customer service

Phone icon+44 (0) 203 858 7269


Launch the help pages to read more about investing, risks and how we manage them