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Get up to 8.00% p.a. return on your money with one of Europe's most trusted brands

  • Invest in peer to peer loans backed by UK property
  • Have your interest paid monthly
  • Automatically move to a higher target rate as your investment level increases
  • Option of tax-free interest in an Innovative Finance ISA. Tax treatment depends on individual circumstances and may be subject to change.
  • No fixed term, ask to withdraw anytime - although instant access can't be guaranteed.
  • Get FREE easyMoney Plus membership when you invest £1,000+
Explore products Google Reviews - 5 star

GET UP TO

8.00%

P.A.

Your capital is at risk and not covered by the Financial Services Compensation Scheme (FSCS). This is not a cash savings account. Find out more.

Choose your investment amount

As your investment level increases you automatically move to a higher target rate.
You can ask to withdraw anytime, but please note instant access can't be guaranteed.

£100+ (Classic)

3.67%

TARGET RATE P.A.

  • Interest paid monthly
  • Ask to withdraw any time
  • Backed by UK property
  • Track your investment 24/7
Get started

£10,000+ (Premium)

5.12%

TARGET RATE P.A.

  • Interest paid monthly
  • Ask to withdraw any time
  • Backed by UK property
  • Track your investment 24/7
Get started

NEW

£20,000+ (Premium Plus)

6.06%

TARGET RATE P.A.

  • Interest paid monthly
  • Ask to withdraw any time
  • Backed by UK property
  • Track your investment 24/7
Get started

£100,000+ (High Net Worth)

7.01%

TARGET RATE P.A.

  • Interest paid monthly
  • Ask to withdraw any time
  • Backed by UK property
  • Track your investment 24/7
Get started

We assess each of our peer to peer loans individually and the Target Rate shown is the average across the range of interest rates on our loans.
We lend on carefully vetted property loans across different risk bands. Read more about the Target Rate on our Help Pages.

Professional Investor

8.00%

TARGET RATE P.A.

  • Min. £1,000,000 investment
  • Bespoke investment service
  • Assess each deal individually
CALL US 0203 858 7269
  • We build you a portfolio of P2P loans vetted by our credit committee and backed by UK property
  • Borrowers are property professionals needing fast, flexible loans between 3-24 months
  • All valuations undertaken by Royal Institution of Chartered Surveyors (RICS) valuers
  • No fixed term. Ask to withdraw anytime although instant access cant be guaranteed
  • Option to transfer in existing ISA's
  • Get monthly interest paid directly to your bank account or re-invest automatically

Remember, this is not a cash savings account and property is subject to market conditions so returns are not guaranteed. Read about risks and how we manage them.

But don’t just take our word for it

Investor ReviewsBorrower Reviews

“easyMoney -${reviewsView}- gives me reliable monthly returns backed by UK property”

H G, Chartered Accountant
Easy to setup and monitor. Good return.
Andrew M
 
easyMoney offers excellent returns on my investments and a highly efficient customer services team.
Angela B
 
easyMoney is exactly that easy. I cannot fault how easyMoney manage and invest my money. The team are professional, the products are straightforward to understand.
Julie P
 

“I’m a house builder delivering up to 50 homes per site and know I can rely on easyMoney’s exceptional speed and service.”

David L, Property Developer
With easyMoney we can pick up the phone and speak directly with a principal and get a decision over the phone. A great service.
Alex R
Property developer
easyMoney gives me the confidence to buy and, place my deposit knowing their loan facilities can complete within 28 days and on some occasions the same week.
David I
Property Investor
I want to thank you and your team for your support on this project...You have been a pleasure to work with.
Mike K
Property Developer

Where is your money invested?

We focus on quality rather than quantity of our peer to peer investment loans to help protect your money. Your funds are gradually diversified across bridge and development loans to property professionals.

£17,000,000
Development Loan

Essex | 12 Month Term | LTGDV: 40.8%

£1,715,000
Development Loan

Essex | 12 Month Term | LTGDV: 41.4%

£565,000
Bridge Loan

London | 12 Month Term | LTV: 68%

£4,225,000
Development Loan

Essex | 12 Month Term | LTGDV: 65%

£220,000
Bridge Loan

Kent | 12 Month Term | LTV: 55%

As a conservative peer to peer lending platform we only make offers with a maximum of 75% loan-to-value on bridge loans and 70% loan-to-gross-development-value on development loans.

Investments are backed by legal charges on UK property to help protect your money but remember, a charge does not guarantee loan repayments.

You can learn more about how we assess each of our loans by reading our Help Pages.

Treating clients fairly is always our number one priority

We take legal charges

All our projects have first or second charges. We do not offer a provision fund.

We want to protect your money

Should easyMoney ever become insolvent we have arrangements in place to ensure the continued administration of each loan to help protect your money.

As seen in:

  • MoneySuperMarket
  • Sky TV
  • Daily Mail
  • The Times
  • Guardian
As seen in MoneySupermarket, Sky, The Times, The Guardian

Get exclusive benefits

Invest £1,000 or more and get valuable easyMoney plus membership for FREE

easyMoney plus card
  • Save up to £1,000 a year and get exclusive benefits and cash back
  • Amazing discounts at over a thousand of the UK’s leading retailers
  • Easy to use in-store or online

Receive instant savings up to 55% at over 1,000 of Britain's biggest retailers.

John Lewis Marks and Spencer Apple Odeon Currys PC World

“easyMoney plus is a fantastic extra benefit… my partner and I have saved over £400 in only 6 months” NT, Chelsea

FREE ACCOUNT REGISTRATION

  • Available to both regular and tax-free Innovative Finance ISA investors
  • Earn tax-free interest and invest all or part of your ISA allowance (£20,000). Tax treatment depends on individual circumstances and may be subject to change.
  • Option to transfer in existing ISAs

Your capital is at risk. This type of investment is not covered by the Financial Services Compensation Scheme. Tax treatment dependent on individual circumstances and subject to change.
Please read our Risk Assessment.

FREE ACCOUNT REGISTRATION

Sign-up and start your Regular or IFISA account

We pride ourselves on our
friendly and efficient customer service

CALL US FROM 9AM to 5:30PM DAILY
Phone icon+44 (0) 203 858 7269

EMAIL ONE OF OUR INVESTMENT AGENTS
contactus@easymoney.com

Launch the help pages to read more about investing, risks and how we manage them