Get up to 8.25% return on your invested cash - from one of Europe's most trusted brands

Why choose easyMoney?

  • No fixed term - Invest in minutes from only £100 - Ask to withdraw at any time
  • Your money is invested in a portfolio of loans secured by UK property
  • Choose a Regular Account or Tax-Free ISA
  • Invest £1,000 or more and get valuable easyMoney plus membership FREE
See products Google Reviews - 5 star 100% track record of paying interest on time

GET
UP TO

8.25%pa

As with all investing your capital is at risk. easyMoney reduces this risk by taking security over property. No FSCS. Find out more.

“easyMoney gives me reliable monthly returns secured by UK property”

Henry G, Chartered Accountant

As seen in:

  • The Times
  • City AM
  • FT Advisor
  • Daily Mail
  • Guardian
Choose your product

As your investment increases, automatically move to a higher rate

Classic

4.05% p.a.

Target rate

  • Min. £100 investment
  • Secured by UK property
  • Automatically move to Premium rate once your investment reaches £10,000
Get started

Premium

7.28% p.a.

Target rate

  • Min. £10,000 investment
  • Secured by UK property
  • All products allow you to automatically re-invest your monthly interest or have it paid into your bank account
Get started

High Net Worth

8% p.a.

Target rate

  • Min. £100,000 investment
Get started

Professional Investor

8.25% p.a.

Target rate

  • Min. £1,000,000 investment
  • Choose either automatic diversification or bespoke investment service

For details call 0203 858 7269

  • We build you a portfolio of loans vetted by our top lending team and secured by UK property.
  • Borrowers are property professionals generally needing fast and flexible loans between 3-24 months
  • Valuations undertaken by Royal Institution of Chartered Surveyors (RICS) valuers
  • Option to request early return of your money

Your money is invested into a portfolio of loans secured by UK property. As with all investing capital is at risk. easyMoney reduces this risk by taking security over property. Returns depend upon loan availablility, performance and your personal tax circumstances. Instant access cannot be guaranteed. easyMoney acquired the lending business of Tower Bridging Ltd with a proven 12 year track-record. No loan has ever made a loss. Past performance is not an indicator of future results. No FSCS. Find out more.

Don’t take our word for it

See what our investors say

easyMoney offer me a great interest rate on my ISA, which I choose to re-invest to maximise my return . They easily beat anything the banks can offer.
Georgina C
a month ago
easyMoney offers excellent returns on my investments and a highly efficient customer services team.
Angela B
a month ago
I’ve now found easyMoney who are part of the easy family headed by Sir Stelios Haji-Ioannou. He is making to the likes of ME a savings rate of 7.28% with the IFISA.
Graham R
a month ago

See what our borrowers say

With easyMoney we can pick up the phone and speak directly with a principal and get a decision over the phone. A great service.
Alex R
Property developer
easyMoney gives me the confidence to buy and, place my deposit knowing their loan facilities can complete within 28 days and on some occasions the same week.
David I
Property Investor
I can rely on easyMoney’s exceptional speed.
Dave L
House builder
  • Available to both regular and tax-free ISA investors
  • Earn tax-free interest and invest all or part of your ISA allowance (£20,000 for the 2018/19 tax year). Tax treatment depends on individual circumstances and may be subject to change.
  • Option to transfer in existing ISAs
Sign-up and start your Regular or IFISA account for FREE

Get exclusive benefits

Invest £1,000 or more and get valuable easyMoney plus - FREE

easyMoney plus card
  • Save up to £1,000 a year - get exclusive benefits
  • Amazing discounts at over 1,000 of the UK’s leading retailers
  • Easy to use in-store or online

and many more...

Your questions answered

As investing can be complex, we often get asked a few questions. Here are the most frequently asked:
+Do I need to submit any forms of identification?

We are required by law to verify your identity.

Once you have opened an easyMoney account the verification process begins immediately. This is called a KYC check (‘Know Your Client’).

Don't worry - up to 30% of people don't automatically pass their initial KYC check for various reasons eg. your bank address is at your office rather than your home, you've recently changed address etc.

In this event we may require further documentation such as a copy of your passport or driving licence and a utility bill or bank statement. We will always contact you if we require further information and submit an ID request to your e-mail or via text to your mobile phone.

To save time you can still deposit money into your easyMoney account while we are doing this. You can check the status of your account verification at any time via ‘My Account’ under the ‘Account Verification’ tab or call our helpful client services team on +44 (0) 203 858 7269.

+How long am I tied in for?

There is no tie-in period. Each individual loan is for 3 to 24 months; however you can request to sell your investment in a loan at any time. Please check our ‘understanding the risks’ section for further information on the criteria that may delay the sale of investments.

As each loan part is fully repaid by the borrowers the capital is returned to your account. Borrowers can sometimes pay off their loan earlier than the agreed final date. Once the capital is returned to your account you can then either elect to re-invest into new loans or withdraw the funds.

+What level of return can I expect?

The advertised interest rate is the expected rate of return. Once your money is invested it will start earning interest. You can also re-invest your interest into new loans and your money will automatically be diversified across new loan opportunities as they arise.

+When is my interest paid?

Interest is paid on the 15th of each month. You may choose to have the interest re-invested into new loans or simply left in your easyMoney account until such time as you decide what you wish to do with the proceeds, such as withdraw it your bank account.

+What are the risks?

You should read through our ‘understanding the risks’ document to make yourself aware of the risks before investing.

This can be found here.

+How much can I invest?

You can start from £100 and there is no maximum investment amount. Depending on whether you select the Classic, Premier or HNW package you can earn up to 8% per annum. Anyone who invests from £1,000 will also receive easyMoney plus membership free and enjoy discounts at around 1,000 retailers.

+How do I transfer my ISA from another ISA Manager?

Transferring an ISA is a very simple process. Download the form from the 'My Account' section of your account, complete and return it to us and our dedicated transfer team will do all the rest. We will notify you when the transfer is complete.

+What are the benefits of easyMoney plus?

If you invest £1,000 or more you will automatically qualify for easyMoney plus membership, offering savings at around 1,000 well-known retailers. This includes gift cards, in-store discounts, online discounts, cashback and exclusive offers for electrical goods, leisure and entertainment, clothing, eating out and groceries to name a few.

We pride ourselves on our friendly and efficient service

Call now
Lines open 9am - 6pm (Daily)
+44 (0) 203 858 7269
or e-mail
contactus@easymoney.com