Get up to 12% return on your invested cash - from one of Europe's most trusted brands

+Do I need to submit any forms of identification?

We are required by law to verify your identity.

Once you have opened an easyMoney account the verification process begins immediately. This is called a KYC check (‘Know Your Client’).

Don't worry - up to 30% of people don't automatically pass their initial KYC check for various reasons eg. your bank address is at your office rather than your home, you've recently changed address etc.

In this event we may require further documentation such as a copy of your passport or driving licence and a utility bill or bank statement. We will always contact you if we require further information and submit an ID request to your e-mail or via text to your mobile phone.

To save time you can still deposit money into your easyMoney account while we are doing this. You can check the status of your account verification at any time via ‘My Account’ under the ‘Account Verification’ tab or call our helpful client services team on +44 (0) 203 858 7269.

+How long am I tied in for?

There is no tie-in period. Each individual loan is for 3 to 24 months; however you can request to sell your investment in a loan at any time. Please check our ‘understanding the risks’ section for further information on the criteria that may delay the sale of investments.

As each loan part is fully repaid by the borrowers the capital is returned to your account. Borrowers can sometimes pay off their loan earlier than the agreed final date. Once the capital is returned to your account you can then either elect to re-invest into new loans or withdraw the funds.

+What level of return can I expect?

The advertised interest rate is the expected rate of return. Once your money is invested it will start earning interest. You can also re-invest your interest into new loans and your money will automatically be diversified across new loan opportunities as they arise.

+When is my interest paid?

Interest is paid on the 15^th of each month. You may choose to have the interest paid to your bank account, re-invested into new loans or simply left in your easyMoney account until such time as you decide what you wish to do with the proceeds.

+What are the risks?

You should read through our ‘understanding the risks’ document to make yourself aware of the risks before investing.

This can be found here.

+How much can I invest?

You can start from £100 and there is no maximum investment amount. Depending on whether you select the Classic, Premier or HNW package you can earn up to 12% per annum. Anyone who invests from £1,000 will also receive easyMoney plus membership free and enjoy discounts at around 1,000 retailers.

+How do I transfer my ISA from another ISA Manager?

Transferring an ISA is a very simple process. Download the form from the 'My Account' section of your account, complete and return it to us and our dedicated transfer team will do all the rest. We will notify you when the transfer is complete.

+What are the benefits of easyMoney plus?

If you invest £1,000 or more you will automatically qualify for easyMoney plus membership, offering savings at around 1,000 well-known retailers. This includes gift cards, in-store discounts, online discounts, cashback and exclusive offers for electrical goods, leisure and entertainment, clothing, eating out and groceries to name a few.