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FAQs

Why are there Lender Terms and Conditions and IFISA Terms and Conditions?

In the first instance the Lender Terms and Conditions are the standard Terms that each investor is bound by. If you should choose to open a Regular Account and not an ISA you will be bound by these Terms. If you open an IFISA you will automatically be provided with a Regular Account and be bound by these Terms.

The IFISA Terms and Conditions are to be used as a supplement to the Lender Terms and Conditions for Terms that are not unique to the ISA and not the Regular Account.

In the interests of transparency we have decided to separate them, rather than provide Terms and Conditions that cause confusion.

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easyMoney is not a cash savings account. You may not get back the full amount you put in. Your capital is at risk if you invest. Peer-to-peer investments are eligible for an Innovative Finance ISA which is not a Cash ISA. They are not protected by the Financial Services Compensation Scheme (FSCS). Money invested through easyMoney is concentrated in property and could be affected by market conditions. For the same reason, instant access cannot be guaranteed. We do not offer investment or tax advice.

easyMoney is the trading name of E-money Capital Ltd, a company incorporated in England & Wales. Registered office is 168 Fulham Rd, London, England, SW10 9PR (Company No. 04861007). E-money Capital Ltd is authorised and regulated by the Financial Conduct Authority (FCA) #231680.