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When would the property held as security fail to cover the sums owing to me?

The maximum loan-to-value ratio (LTV) we permit on P2P loans is 75%. This means we would not lend more than £750,000 against a property valued at £1,000,000, leaving a margin of £250,000 to cover payments due to you, the costs associated with selling the property and any other outstanding liabilities.

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