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What is an Innovative Finance ISA?

An Innovative Finance ISA (IFISA) allows you to earn tax-free interest in Peer-to-Peer lending.  Our IFISA will permit you to invest your money as a lender in property investment.

Your investment is spread across several borrowers to diversify your holdings. The income earned as a result of each payment made by the borrower will generate interest of the advertised rate, which is then credited to your ISA, where you can choose to re-invest this into new loans or receive the income as a payment to your bank account.

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