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FAQs

Once I have invested, when do I start earning interest?

Your money enters a queue, with other P2P lenders, awaiting a match with P2P borrowers. We aim to invest your portfolio within 30 days, but this is not guaranteed. You will start earning interest as soon as each loan commences.

You can check the status of the loans and your cash position on your ‘My Portfolio’ page.

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easyMoney is not a cash savings account. You may not get back the full amount you put in. Your capital is at risk if you invest. Peer-to-peer investments are eligible for an Innovative Finance ISA which is not a Cash ISA. They are not protected by the Financial Services Compensation Scheme (FSCS). Money invested through easyMoney is concentrated in property and could be affected by market conditions. For the same reason, instant access cannot be guaranteed. We do not offer investment or tax advice.

easyMoney is the trading name of E-money Capital Ltd, a company incorporated in England & Wales. Registered office is 168 Fulham Rd, London, England, SW10 9PR (Company No. 04861007). E-money Capital Ltd is authorised and regulated by the Financial Conduct Authority (FCA) #231680.