Inheritance Tax (IHT) is a significant consideration for
high-net-worth individuals (HNWIs) in the UK. With IHT thresholds frozen and
property values and investments rising, more estates are being drawn into the
tax net. Careful planning is essential to protect your wealth and ensure your
loved ones inherit as much as possible. In this comprehensive guide, we’ll
cover the current IHT rules as of March 2025, key exemptions and reliefs
available, and effective strategies for minimizing IHT liabilities. We’ll also
discuss the role of ISAs and Innovative Finance ISAs (IFISAs) in estate
planning – including how easyMoney’s property-backed IFISA could form part of a
diversified IHT planning strategy. All information is presented in a
professional, informative manner suitable for sophisticated investors, and
adheres to Financial Conduct Authority (FCA) guidelines (note: this article is
for information only and not personal financial advice).