Refer a Friend Terms and Conditions

  1. Introduction
  2. Qualification
  3. Financial reward
  4. Agreements
  5. Restrictions
  6. Miscellaneous
  1. Introduction
    1. These Terms and Conditions are active and remain in effect for the duration of the ‘refer a friend’ promotion.
    2. Any changes to the terms of the ‘refer a friend’ promotion will be communicated via e-mail. This includes adjustments to the conditions and/or closure or suspension of the ‘refer a friend’ promotion.
  2. Qualification
    1. The ‘refer a friend’ promotion is available for participants on the easyMoney platform who have invested a minimum of £1,000 pursuant to the Lender Terms and Conditions.
    2. The referrer and referral must each invest a minimum of £1,000 and remain invested in an easyMoney lending product for a duration of no less than 12 months from the time that the referral makes a successful investment. If either account is closed, or the balance falls below £1,000 then the reward under clause 3 will not be payable.
    3. The referrer and referral must be separate, distinct persons.
    4. There is no maximum amount of referrals that an investor can make.
  3. Financial reward
    1. If the conditions laid out in section 2 have been met then the reward of £50 will be awarded to the referrer 12 months after the referral made the relevant investment.
      It is the responsibility of the referrer to inform the referral of the conditions that must be met for a payment to be made (including the requirement to hold a minimum balance of £1,000 invested for a period of at least 12 months).
    2. The reward will be credited to the referrer’s Regular Account, assigned on investment regardless of whether their existing investment is held in a Regular Account or Individual Savings Account (ISA).
    3. easyMoney is not responsible for the payment of any tax relief or deductions as a result of the ‘refer a friend’ reward. This remains the responsibility of the referrer.
    4. No alternative reward will be granted in lieu of the cash deposit to the Regular Account
  4. Agreements
    1. The referrer confirms that the referral has provided their express permission to use their contact details for the purposes of the ‘refer a friend’ promotion.
  5. Restrictions
    1. easyMoney assesses the eligibility of all lenders pursuant to the Lender Terms and Conditions and shall not be required to accept a referral as a lender  at its discretion.
    2. easyMoney shall not be held responsible for any kind of corruption of data or hardware that occurs as a result of participation in this promotion.
    3. The referrer must reimburse easyMoney for any reward payment if it is subsequently discovered that any of the criteria laid out in section 2 had been breached.
    4. easyMoney reserves the right to amend or withdraw the ‘refer a friend’ promotion at any time without notice, provided that such withdrawal or amendment shall not affect completed referrals where easyMoney has accepted investment from a referral.
  6. Miscellaneous
    1. These Terms and Conditions are governed in accordance with English law and any dispute arising under it shall be subject to the exclusive jurisdiction of the courts of England and Wales.
    2. This offer is promoted by E-Money Capital (the trading name of easyMoney) at the registered address of 5 Fleet Place, London, EC4M 7RD.