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Are my investments covered by the Financial Services Compensation Scheme (FSCS)?
Are my investments covered by the Financial Services Compensation Scheme (FSCS)?
Zoe Disco avatar
Written by Zoe Disco
Updated over 10 months ago

Peer-to-Peer investments are not covered by the Financial Services Compensation Scheme (FSCS). 

Any money you invest in Peer-to-Peer property loans is at risk as it is subject to property market price changes. For example, if there's a significant reduction in the value of the property the borrower provided as security, and the borrower defaults, the property might not be worth as much as the loan amount when it's sold. This will mean that you won't get back as much as you invested in the first place.

If a borrower defaults on any payments you may not receive the interest owed to you on that loan.

Please take the time to ensure you understand the risks before investing. If you are a first time investor, please ensure that no more than 10% of your investable assets are in Peer-to-Peer loans. 

You can also read about how easyMoney manages risk here.

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