At easyMoney, we don’t cut corners and use machines to make the final decision on loan agreements. Every loan, no matter the size, needs to pass through our credit committee which is made up of our CEO, our Head Underwriter and when available, our Head of Compliance.
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Each loan application is assessed on the basis of track record, credit-worthiness and the value of the assets used as security for the loan. As experienced property lenders and real estate developers, we understand the finer points of the property business and look at the viability of the project and assess the risks and returns on a case by case basis.