You will start earning Interest as soon as your funds are invested in live loans.

Interest is calculated daily and paid on the 15th of each month.

Good to know

Cash Drag is the effect of your money being held in cash before we are able to fully allocate it to loans on the platform. This can happen in the time between you initially investing and us placing your funds in active loans. Cash drag can also occur between a loan being repaid and us reinvesting the proceeds. We always aim to minimise cash drag. Your interest is calculated daily as soon as your monies are invested.

You often start earning interest instantly but sometimes you may join an investment queue of other investors. 

If this happens, we aim to have your money allocated to loans as soon as possible.
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You can check on the status of your investment and details of any loans that your money is invested in by signing in to your account and going to My Portfolio > View Loans.