Depending on how much you invest the current annual Target Rates are as follows:
A Premium Account offers a rate range of 5.4% - 5.7% with a minimum investment of £100.
A Premium Plus Account offers a rate range of 6.35% - 6.7% with a minimum investment of £20,000.
A High Net Worth Account offers a rate range of 7.3% - 7.7% with a minimum investment of £100,000+.
A Professional Investor Account offers a rate range of 8% and over and allows you to select your own loans.
The current target rate for each product will be published on our homepage, it represents the average rate of interest across the risk range on new loans.
Target rates apply for all of our Products other than the Professional Investor Accounts, this is because they can select which loans they would like to invest in.
Customers who invest more receive higher rates, and higher risk loans achieve higher rates.
Unless you are a Professional Investor, your loans are automatically selected for you. This means you don't have to monitor your account, or select loans. We lend across a fairly narrow range of Risk Bands, which are at the conservative end of the risk scale. We don't allow investors to specify the level of risk within these Risk Bands, as its important for us to have the flexibility to match lenders and borrowers quickly. This means that your money is earning interest quicker.