Diversification reduces the overall impact if any particular loan were to not perform as expected. 

At easyMoney we don’t guarantee a minimum level of diversification as this would compromise our ability to reject loans or may result in your cash not earning any interest whilst we wait for a range of appropriate loans to become available. Instead, we focus on the quality of the underlying loans. 

We purchased the loan book of Tower Bridging Ltd at the beginning of the easyMoney journey and together we have a combined 15 year track record of never having lost a penny on a loan. Please remember that past performance is not a guarantee of future results.