All Collections
HOW WE MANAGE RISK
How long am I committed to an investment?
How long am I committed to an investment?
Zoe Disco avatar
Written by Zoe Disco
Updated over a week ago

Our borrowers are property professionals needing fast flexible loans generally between three and 24 months. The length of your investments are usually anything from three months to 364 days.

You can request to withdraw your funds at any time. 

Instant access cannot be guaranteed as you either have to sell your loan parts to new investors by placing your loan/s up for sale on your dashboard or wait until the borrower repays. 

Under normal circumstances a sale usually takes between one and three working days, but could be longer depending on market conditions.

The minimum withdrawal amount is £25 (or lower if you are closing your account).

There are two instances where you will not be able to sell the loans you are invested in:

  1. Where there has been a material, negative change in the risk profile of the loan

  2. The loan has become non performing

In these instances you will need to wait for the loans to be repaid in full before you can withdraw your funds. 

Good to know

Unlike some Peer-to-Peer firms we don’t charge extra fees to you for withdrawing your money.

In the event of a borrower default which can’t be rectified we will try to sell the property to ensure we return as much of your money as possible. As an investor, you get paid before we do and as such we don’t operate a provision or contingency fund. 

Did this answer your question?