The management of any conflict of interest is important to us. 

In order to have a pool of loans available for Regular, IFISA and Pensions investors (“platform investors”) we have arrangements in place with a number of established professional investors to underwrite loans. 

As these investors typically provide larger investment amounts, sometimes on a very short term basis in order to secure a large loan opportunity, they receive a higher interest rate than platform investors. The loan is then made available to retail investors on the platform.

We make sure that no platform investor gets priority over any other platform investor based on any factor other than the time at which they place their investment.