The advantage of diversification is that it reduces the overall impact if any particular loan failed to perform as expected. 

At easyMoney we don’t guarantee a minimum level of diversification as this would compromise our ability to reject loans or may result in your cash not earning any interest whilst we wait for a range of appropriate loans to become available. Instead, we focus on the quality of the underlying loans. 

We purchased the loan book of Tower Bridging Ltd at the beginning of the easyMoney journey and together we have a combined 14 year track record of never having lost a penny on a loan but please remember that past performance is not a guarantee of future results.

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